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    Cathay Pacific
    Up to 30% off on first year premium
    Earn up to 87,000
    Cigna Cathay Premier Health Plan

    We’re dedicated to improving your health and peace of mind, while offering premier flight awards like no other. This summer, we invite you to fly to Seoul, or other Asian hotspots with up to 87,000, enough to redeem 4 sets of complimentary tickets to savour the best of the season.

    Get a quote now

    Get a free quote online to discover the health plan that best fits your needs. You can also complete the schedule a call form to speak with a Cigna Customer Advisor and learn more.
    Limited-time offer

    Health insurance beyond protection

    Unlock a world of exclusive benefits with our health plan, including mileage rewards and other limited-time offers. Dive into a healthier lifestyle and watch your miles soar.
    A flight ticket illustration

    Fly to Seoul, Bangkok, or other hot Asian destinations for free1 with up to 87,000, adding up from a limited-time bonus of 8,000 with welcome offers2

    A piggy bank with coins on top

    Up to 30% off on first-year premium3

    Two people working out with an app icon of Asia Miles by Cathay on the left

    Access to elevated wellness journey on Asia Miles by Cathay app to embrace a healthy lifestyle with Asia Miles rewards

    Enrol in Cigna Cathay Premier Health Plan to enjoy bonus miles and other welcome offers. For details, please refer to the examples below:

    Example 1: Earn up to 87,000 for a family of 4:

    Example 2: Earn up to 30,500 for a policy insured aged 18 or above

    *Miles amount depending on number of policies purchased
    ^Person insured is required to join and complete a goal in wellness journey within 14 days of policy inception date

    Coverage summary

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    Unlimited lifetime benefit

    Full coverage for various medical expenses with an annual benefit limit of up to HKD30 million and no lifetime benefit limit.

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    Guaranteed renewable

    Issue age from 15 days old to 80 years old and guaranteed renewable up to age 100 of the Insured Person.

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    Global medical support

    A global network of over 1.5 million medical providers to provide necessary medical support whenever you need it.

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    Cashless medical services

    With pre-approval, you won’t need to pay a deposit to your medical providers or make a claim on medical expenses after discharge4, whether you’re in Hong Kong or overseas.

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    Optional Area of Cover Upgrade Guarantee

    Add the Area of Cover Upgrade Guarantee to waive underwriting when you need to relocate, bringing you more flexibility and protection beyond the bounds of Hong Kong5.

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    Flexible coverage

    Tailor your health plan by selecting your room type, area of cover and deductibles for your unique needs.

    Benefit details

      Plan 1 Plan 2 Plan 3
    Options for area of cover Asia / Worldwide excluding the US / Worldwide
    Room type (Hong Kong/Macau) Standard ward Semi-private Room Standard private room
    Room type (Outside Hong Kong / Macau) Standard private room
    Deductible HKD0 / HKD15,000 / HKD30,000 HKD0 / HKD15,000 / HKD30,000 / HKD60,000
    Annual benefit limit (Applies to basic benefits) HKD10 million HKD20 million HKD30 million
    Lifetime benefit limit (Applies to basic benefits) Unlimited
    Key inpatient benefits Fully cover6

    The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

    Our partner

    Cigna

    Cigna Healthcare

    CIGNA Worldwide General Insurance Company Limited (Cigna Healthcare) is a global health service provider with a worldwide network of healthcare providers, clinics and facilities. This insurance plan is underwritten by Cigna Healthcare.

    Cathay Pacific Airways Limited is an insurance agency (License No.: FA3522) authorised by Cigna Healthcare for the distribution of general insurance products in HKSAR.

    Case Study


    Frequently asked questions

    Cigna Cathay Premier Health Plan is not a VHIS plan certified by the government, and the premium amount will not be eligible for tax deduction.

    You will only be able to add the Optional Area of Cover Upgrade Guarantee during the policy application.

    The plan provides pre- and post-confinement / day case procedure outpatient care, but general outpatient expenses are not covered.

    Yes. Coverage for Pregnancy complications and Pregnancy, Prenatal and Postpartum Support will take effect after 1 year of the following dates:

    1. The Policy Issuance Date or the Policy Effective Date (whichever is later),
    2. The effective date of any reinstatement (if your policy and/or the respective benefits of your policy has been subsequently reinstated), and
    3. The issue date or the effective date of any increase in benefit (whichever is later).

    Refer a friend to enrol in Cigna Cathay Premier Health Plan, and both of you can earn 1,000 miles after successful enrolment. Contact a Cigna Customer Advisor at +852 8100 2040 to participate. Terms and conditions apply.

    Help and support

    One-stop after-sales service to guide policyholders through inquiries about the policy and Asia Miles.
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    Make a claim
    Learn more
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    Manage your policy
    Download My Cigna HK app
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    Cigna Cathay Premier Health Plan 24-hour hotline
    +852 8100 3209
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    Asia Miles-related inquiries
    Contact Cathay
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    Cigna Care Manager service
    Learn more
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    Product brochure
    Download now

    More insurance products

    Explore a range of insurance plans from Cathay's strategic partners, and earn miles along the way.

    Reward in terms of Asia Miles, applicable to redeem flights to selected destinations operated by Cathay Pacific under Asia Miles standard award (excluding tax & fuel surcharge), subject to availability
    2 Person insured is required to join and complete a goal in wellness journey within 14 days of policy inception date ("Required Goal"). For family policies, either the policyholder of any person insured(s) aged 18 or above on the policy inception date, must complete the required goal
    3 Reward is calculated based on a family of 4
    Subject to providing proof that a specified event has or is expected to occur
    Subject to prior approval, annual benefit limit, designated room type and area of cover
    Please refer to the product brochure for detailed benefit limits
    Cigna Care Manager Service is a value-added service and subject to terms and conditions. Medical support service and value-added services arranged by Care Manager are subject to individual cases
    With pre-approval, you won’t need to pay a deposit to your medical providers or make a claim on medical expenses after discharge, whether you’re in Hong Kong or overseas. It is subject to prior approval, annual benefit limit, designated room type and area of cover
    9 Premium is calculated based on a male, aged 27, selecting Dental Benefit plan 1 and Cancer Benefit plan 1
    10 Calculated based on the standard premium of a 20-24 years old insured, who selects a ward room plan with HKD50,000 deductible
    11 Premium is calculated based on a 18-year-old male, non-smoker, and selecting semi-private room with HKD50,000 deductible