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    Cathay Pacific
    20% off first year premium
    EarnHKD2 = 1
    Zurich PAMultiple Personal Accident Insurance Plan

    The plan provides you with tailored coverage for children, adults and the elderly to meet accidental risk exposures. It covers accidental death, permanent disablement, accidental medical expenses and daily hospital income.

    Get a quote now

    Limited-time offer

    Premium discount

    From now until 31 August 2025, successfully enrol through Cathay to enjoy 20% off first-year premium. Terms and conditions apply.

    Mileage rewards

    Earn HKD2 = 1 upon enrolment via Cathay, and provide your Cathay mambership number to start your rewarding journey. Terms & conditions apply.

    Product highlight

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    Guaranteed acceptance

    Guaranteed acceptance1 for all eligible persons who are aged between six months and 80 years and the plan is lifetime renewable.

    Coverage summary

    Accidental death and disability protection

    • Protection up to HKD1 million.
    • In the event of a serious accident leading to permanent disability or even death, a lump-sum will be paid to cover mortgage, rent, care of child(ren) or parents, and other expenses.

    Accidental medical expenses

    • Hospital and outpatient medical expenses up to HKD30,0001
    • Including hospitalization, outpatient service, Chinese medicine bone-setting, acupuncture, chiropractic and physiotherapy expenses2

    Additional cover

    Cover of general small accidents, general sports, amateur dangerous sports, natural disasters, traffic accidents, terrorist activities, etc.

    No claim discount

    If no claim has been made in the period of insurance, you are entitled to a 5% no claim discount at annual renewal. The no claim discount can be accumulated up to 15%.

    Premium discount

    Once you enroll with at least one family member (your spouse, child(ren), parents or parents-in-law) at the same time, an extra 10% discount will be offered to all of you.

    Examples of accidents

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    Small-scale and daily accidents
    • Housewives’ getting injured from household accidents
    • Food, drink and gas poisoning
    • Robbery
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    Accidents caused by sports
    • Falling down during hiking, accidents during ball games
    • Dangerous amateur sports such as winter sports, scuba diving, rock climbing, horse riding, etc.
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    Traffic accidents

    Accidents caused on public transport

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    Other accidents
    • Natural disasters
    • Terrorist attacks

    The above examples are for reference only. Zurich reserves the right of final approval and decision.

    Plan Coverage

    For more coverage details, download policy wording

    Our partner

    Zurich Insurance (Hong Kong)

    About Zurich Insurance (Hong Kong)

    Zurich Insurance (Hong Kong) is part of Zurich Insurance Group. In Hong Kong, we offer a full range of flexible insurance solutions to individuals, as well as commercial and corporate customers. Zurich’s presence in Hong Kong dates back to 1961. Since then, the company has dedicated to serving the Hong Kong community.

    Cathay Pacific Airways (license number: FA3522) is appointed by Zurich as its insurance agency.

    Back you up on

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    Make a claim
    Claim now
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    Contact Zurich
    Online enquiry form
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    24-hour Emergency assistance hotline for policyholders
    +852 2886 3977

    More insurance products

    Explore a range of insurance plans from Cathay's strategic partners, and earn miles along the way.

    1 Guaranteed acceptance offer is applicable to Occupation Classes 1–5 as defined by Zurich, and Zurich reserves the right of final approval and Decision.

    Miles reward terms and conditions apply.
    Bonus miles terms and conditions  apply.
    Discount offer terms and conditions  apply.