• Protection up to HKD1 million.
• In the event of a serious accident leading to permanent disability or even death, a lump-sum will be paid to cover mortgage, rent, care of child(ren) or parents, and other expenses.

• Hospital and outpatient medical expenses up to HKD30,000¹
• Including hospitalization, outpatient service, Chinese medicine bone-setting, acupuncture, chiropractic and physiotherapy expenses²

Cover of general small accidents, general sports, amateur dangerous sports, natural disasters, traffic accidents, terrorist activities, etc.

If no claim has been made in the period of insurance, you are entitled to a 5% no claim discount at annual renewal. The no claim discount can be accumulated up to 15%.

Once you enroll with at least one family member (your spouse, child(ren), parents or parents-in-law) at the same time, an extra 10% discount will be offered to all of you.