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    Cathay Pacific
    30% off first-year premium
    EarnHKD2 = 1
    Zurich Breezy Home Insurance Plan

    Empower you to select the best-fit protections from 2 plan types and 3 optional coverages to safeguard your beloved home, regardless you are a landlord or a tenant.

    Get a quote now

    Limited-time offer

    Premium discount

    From now to 1 October 2025, enrol to enjoy 30% off first-year premium discount . Terms and conditions apply.

    Mileage rewards

    Earn HKD2 = 1 upon enrolment via Cathay, and provide your Cathay mambership number to start your rewarding journey. Terms & conditions apply.

    Product highlight

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    Empowering and transparent

    Allows you to choose the optional benefits and home contents coverage limit you need flexibly1, giving you superior protection inside and outside your home at an affordable price. With clearly-listed fixed excess, each claim is more predictable.

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    Sustainability driven

    Provides free recycling referral service while rewarding your green living

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    Protect residential properties of various types

    Covers both multistorey residential buildings and detached houses

    Coverage summary

    Home coverage

    • Covers the cost of replacing or repairing your home contents such as furniture, fixtures, interior decorations, and household goods, due to accidental damage
    • Covers the accidental deterioration of frozen food and damage by firemen during the execution of duties
    • Covers the accidental damage to mobile phones and computers1
    • Protects your valuables and wine collections
    • Covers the accidental loss of personal money
    • Legal liability coverage: gives you extra peace of mind for the legal liability to another person’s bodily injury or property damage

    Outdoor coverage

    • Protects your outdoor home contents, including tables, chairs, washing machines and fridge
    • Worldwide personal legal liability coverage: gives you extra peace of mind for the worldwide legal liability to another person’s bodily injury or property damage when you are away from home

    Support in various situations

    • Offers cashless emergency assistance services on electrical, plumbing and locksmith1 2
    • Covers the home content accidental damage during home renovation and moving to new home
    • Covers debris removal and temporary removal fees associated with accidental damage to home content
    • Provides alternative accommodation with meals when your home is uninhabitable due to accidental damage
    • Provides up to HKD200,000 accidental death benefit per accident

    Sustainable elements

    • Gives you extra peace of mind for the liability arising from using EV charger and the damage to solar panels within the insured location3
    • Provides free recycling referral service
    • Rewards you with additional benefit for using recycling service1 and adopting a green lifestyle

    For more coverage details, download policy wording

    Comparison of home protection insurance products

      Breezy Home Other home insurance products in the market
    Limit of home content protection

    (Applicable to Household Plan)
    Basic Protection limit ranges from HKD 600K to 1.25M

    Top up your plan with an additional HKD 2M coverage1
    Not common to have top-up options
    Special coverages Outdoor properties

    Mobile phones and other electronic communication products (HKD 2,500/item or set)1
    Not common to cover outdoor property and mobile phones or with a relatively lower coverage limit
    Emergency home assistance service Cashless onsite support for plumbing, electrical or locksmith assistance (only limited to standard hour and standard areas)1 Most products only provide referral service
    Claims submission eClaim is available without requiring an app. Usually submit via app/ email/ post/ fax
    Sustainability features Cover green equipment including solar PV panel and EV charger3

    Incentive for using recycling service1

    Perform carbon offset for your household electricity consumption

    Renewal discount will be rewarded for your year-on-year household electricity saving
    Not common to have sustainability features

    Our partner

    Cigna

    About Zurich Insurance (Hong Kong)

    Zurich Insurance (Hong Kong) is part of Zurich Insurance Group. In Hong Kong, we offer a full range of flexible insurance solutions to individuals, as well as commercial and corporate customers. Zurich’s presence in Hong Kong dates back to 1961. Since then, the company has dedicated to serving the Hong Kong community.

    Cathay Pacific Airways (license number: FA3522) is appointed by Zurich as its insurance agency.

    Frequently asked questions

    Back you up on

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    Make a claim
    Claim now
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    Contact Zurich
    Online enquiry form
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    24-hour Emergency assistance hotline for policyholders
    +852 2886 3977

    More insurance products

    Explore a range of insurance plans from Cathay's strategic partners, and earn miles along the way.

    1 Only applicable to Comprehensive plan
    2 The cashless approach is limited to standard hour and standard area
    3 Only applicable to Comprehensive plan with optional Building coverage

    Bonus miles terms and conditions  apply.
    Miles reward terms and conditions apply.
    Discount offer terms and conditions apply.