From now to 1 October 2025, enrol to enjoy 30% off first-year premium discount . Terms and conditions apply.
Earn HKD2 = 1 upon enrolment via Cathay, and provide your Cathay mambership number to start your rewarding journey. Terms & conditions apply.
Allows you to choose the optional benefits and home contents coverage limit you need flexibly1, giving you superior protection inside and outside your home at an affordable price. With clearly-listed fixed excess, each claim is more predictable.
Provides free recycling referral service while rewarding your green living
Covers both multistorey residential buildings and detached houses
For more coverage details, download policy wording
Breezy Home | Other home insurance products in the market | |
---|---|---|
Limit of home content protection (Applicable to Household Plan) |
Basic Protection limit ranges from HKD 600K to 1.25M ✓ Top up your plan with an additional HKD 2M coverage1 |
Not common to have top-up options |
Special coverages | ✓ Outdoor properties ✓ Mobile phones and other electronic communication products (HKD 2,500/item or set)1 |
Not common to cover outdoor property and mobile phones or with a relatively lower coverage limit |
Emergency home assistance service | Cashless onsite support for plumbing, electrical or locksmith assistance (only limited to standard hour and standard areas)1 | Most products only provide referral service |
Claims submission | eClaim is available without requiring an app. | Usually submit via app/ email/ post/ fax |
Sustainability features | ✓ Cover green equipment including solar PV panel and EV charger3 ✓ Incentive for using recycling service1 ✓ Perform carbon offset for your household electricity consumption ✓ Renewal discount will be rewarded for your year-on-year household electricity saving |
Not common to have sustainability features |
Zurich Insurance (Hong Kong) is part of Zurich Insurance Group. In Hong Kong, we offer a full range of flexible insurance solutions to individuals, as well as commercial and corporate customers. Zurich’s presence in Hong Kong dates back to 1961. Since then, the company has dedicated to serving the Hong Kong community.
Cathay Pacific Airways (license number: FA3522) is appointed by Zurich as its insurance agency.
1 Only applicable to Comprehensive plan
2 The cashless approach is limited to standard hour and standard area
3 Only applicable to Comprehensive plan with optional Building coverage
Bonus miles terms and conditions apply.
Miles reward terms and conditions apply.
Discount offer terms and conditions apply.