Full cover from day 1 of the Policy Effective Period³.

Full coverage for various medical expenses with an annual benefit limit of up to HKD30 million and no lifetime benefit limit.

Medical expenses including all cancer treatment, outpatient surgeries in hospitals and clinics are covered, with no sub-limit for each benefit item.

Provide support for medical emergencies that occur while traveling abroad, including the coordination of emergency medical treatment and medical evacuation services to ensure policy insured receive the most suitable treatment.

^{This service is a value-added service provided by an independent third-party service provider and does not form part of the contractual benefit under the policy.}

Get full medical coverage without undergoing health check-up upon enrolment, ensuring a prompt application at anytime.

Surgeries performed in clinics or day care centres can also be covered, with no minimum duration of stay required. All pre- and post-confinement or day case procedure outpatient care are also covered ⁴.