Successfully enrol in Cigna Plus Medical Plan to earn 3,000 in the first policy year, rewarding your healthy lifestyle.
Offers up to HKD1 million per year in hospital and surgical benefits, claiming up to 90% of hospital and surgical expenses after paying the annual deductible.
Wide deductible options ranging from HKD30,000 to HKD200,000 per policy year, in addition to 3 plan levels room type to tailor your best protection.
Once the policy is issued, regardless of your health conditions or claims record, the policy is guaranteed renewable every year.
Subject to maximum benefit limit, after paying the annual deductible, you are covered up to 50% of hospitalisation expenses even if hospitalised outside Hong Kong.
Once the application is approved, the protection will take effect immediately without waiting period.
Premium will not be increased due to changes in your health conditions, claims records or occupation upon policy renewal.
Plan 1 (Private) | Plan 2 (Semi-private) | Plan 3 (Ward) | |
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Hospital and surgical benefits:
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HKD1,000,000 (Pays up to 90% of hospital and surgical benefits. If the hospitalisation is incurred outside Hong kong, the percentage will be 50%) |
The product information does not contain the full terms of the policy and the full terms can be found in the policy document.
CIGNA Worldwide General Insurance Company Limited (Cigna Healthcare) is a global health service provider with a worldwide network of healthcare providers, clinics and facilities. This insurance plan is underwritten by Cigna Healthcare.
Cathay Pacific Airways Limited is an insurance agency (License No.: FA3522) authorised by Cigna Healthcare for the distribution of general insurance products in HKSAR.
Cathy, 39 years old
Non-smoker, with group medical coverage provided by her company
Plan level: Ward, HKD50,000 deductible plan
1 Premium is calculated based on the standard premium of a 20-24 years old insured, non-smoker, and selecting a ward room plan with HKD50,000 deductible
2 Premium is calculated based on a 30-year-old male, non-smoker, and selecting the Asia semi-private room plan with HKD15,000 deductible
3 Calculated based on a male, aged 27, selecting Dental Benefit plan 1 and Cancer Benefit plan 1
4 The maximum premium allowed for tax deduction is HKD8,000 per insured person per tax year, with no cap on the number of policies or dependents you claim a deduction for. Terms & conditions apply
5 Calculated based on an aged 18 year old insured person, non-smoker selecting the semi-private room plan with HKD50,000 deductible