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Cathay Exclusive Rewards
The only outpatient insurance plan with Asia Miles
Successfully enrol to earn up to 18,500, including welcome offer of up to 5,000, and onboard elevated wellness journey and complete daily goals for up to 13,500.
Limited-time premium discount
Up to 30% discount on first year premium. Daily premium as low as HKD7.5 per day1. It is most suitable for younger generations and freelance workers, let’s get protected effortlessly.
Renewal benefits
Earn 2,500 per policy upon successful renewal.
Coverage summary
Choose between 6 add-on benefits including core outpatient, outpatient surgery, supplementary outpatient, dental, cancer and vision benefit, depending on your specific needs from over 50 unique cover combinations.
Provide a protection period of one year and renewable up to age 75.
Access to expansive clinic network offering diverse and quality medical services simply by presenting your digital Cigna medical card, no claim submission required.
Services covering Chinese Medicine Practitioner Consultation, Physiotherapy, Dental, Vision protection and more2.
Medical underwriting is waived except for policies with Cancer Benefit, where simplified underwriting is required.
Directly settle payment between Cigna and doctor2, you can entirely focus on your recovery.
Benefit details
Core Outpatient Benefit
| General Practitioner Consultation | Specialist Consultation | Chinese medicine Practitioner Consultation | Physiotherapy | |
|---|---|---|---|---|
| Maximum limit | 50 visits per policy year | 10 visits per policy year | 10 visits per policy year | 12 visits per policy year |
Outpatient Surgery Benefit
| Day-patient or Clinical Surgery | |
|---|---|
| Maximum limit | HKD15,000 per disability HKD100,000 per policy year |
Supplementary Outpatient Benefit
| Acupuncture / Chinese Bone-setting | |
|---|---|
| Maximum limit | Full cover |
Dental Benefit
| Scaling and polishing | |
|---|---|
| Maximum limit | Up to twice per policy year *subject to plans |
Cancer Benefit
| Cancer Benefit | |
|---|---|
| Maximum limit | Up to HKD1,000,000 *subject to plans |
Vision Benefit
| Comprehensive eye exam | Frame allowance | Contact lens allowance | |
|---|---|---|---|
| Maximum limit | Once per policy year | Up to HKD1,100 with 20% discount on amount exceeding allowance | Up to HKD900 with 10% discount on amount exceeding allowance |
The product information does not contain the full terms of the policy and the full terms can be found in the policy document.
Our partner
Cigna Healthcare
CIGNA Worldwide General Insurance Company Limited (Cigna Healthcare) is a global health service provider with a worldwide network of healthcare providers, clinics and facilities. This insurance plan is underwritten by Cigna Healthcare.
Cathay Pacific Airways Limited is an insurance agency (License No.: FA3522) authorised by Cigna Healthcare for the distribution of general insurance products in HKSAR.
Case Study
Miss Chan, 40 years old
Non-smoker, self-employed
Frequently asked questions
Help and support
More insurance products
1 Premium is calculated based on a male, aged 27, selecting Dental Benefit plan 1 and Cancer Benefit plan 1
2 This plan is limited to our network medical service provider. Please refer to product brochure for details
3 Premium is calculated based on a 30-year-old male, non-smoker, and selecting the Asia semi-private room plan with HKD15,000 deductible
4 Premium is calculated based on the standard premium of a 20-24 years old insured, non-smoker, and selecting a ward room plan with HKD50,000 deductible
5 Premium is calculated based on a 18-year-old male, non-smoker, and selecting semi-private room with HKD50,000 deductible
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