Daily premium as low as HKD7.5 per day
Earn up to 18,500
Wellness
Cigna DIY Health Plan

We offer you full flexibility to customize your own protection needs with 6 add-on benefits. Apply easily online with affordable premium and earn Asia Miles. Treat yourself with the best protection to supplement your overall medical plan.

Schedule a call

Complete the form to speak with a Cigna Customer Advisor and learn more.
Contact me
Limited-time offer

Cathay Exclusive Rewards

The only outpatient insurance plan with Asia Miles

Successfully enrol to earn up to 18,500, including welcome offer of up to 5,000, and onboard elevated wellness journey and complete daily goals for up to 13,500.

Limited-time premium discount

Up to 30% discount on first year premium. Daily premium as low as HKD7.5 per day1. It is most suitable for younger generations and freelance workers, let’s get protected effortlessly.

Renewal benefits

Earn 2,500 per policy upon successful renewal.

Coverage summary

icon
Flexible protection combination

Choose between 6 add-on benefits including core outpatient, outpatient surgery, supplementary outpatient, dental, cancer and vision benefit, depending on your specific needs from over 50 unique cover combinations.

icon
Annually renewable

Provide a protection period of one year and renewable up to age 75.

icon
High-quality clinic network

Access to expansive clinic network offering diverse and quality medical services simply by presenting your digital Cigna medical card, no claim submission required.

icon
Wide range of medical benefits

Services covering Chinese Medicine Practitioner Consultation, Physiotherapy, Dental, Vision protection and more2.

icon
No medical underwriting required

Medical underwriting is waived except for policies with Cancer Benefit, where simplified underwriting is required.

icon
No claim submission required

Directly settle payment between Cigna and doctor2, you can entirely focus on your recovery.

Benefit details

Core Outpatient Benefit

  General Practitioner Consultation Specialist Consultation Chinese medicine Practitioner Consultation Physiotherapy
Maximum limit 50 visits per policy year 10 visits per policy year 10 visits per policy year 12 visits per policy year

Outpatient Surgery Benefit

  Day-patient or Clinical Surgery
Maximum limit HKD15,000 per disability

HKD100,000 per policy year

Supplementary Outpatient Benefit

  Acupuncture / Chinese Bone-setting
Maximum limit Full cover

Dental Benefit

  Scaling and polishing
Maximum limit Up to twice per policy year

*subject to plans

Cancer Benefit

  Cancer Benefit
Maximum limit Up to HKD1,000,000

*subject to plans

Vision Benefit

  Comprehensive eye exam Frame allowance Contact lens allowance
Maximum limit Once per policy year Up to HKD1,100 with 20% discount on amount exceeding allowance Up to HKD900 with 10% discount on amount exceeding allowance

The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

Our partner

Cigna

Cigna Healthcare

CIGNA Worldwide General Insurance Company Limited (Cigna Healthcare) is a global health service provider with a worldwide network of healthcare providers, clinics and facilities. This insurance plan is underwritten by Cigna Healthcare.

Cathay Pacific Airways Limited is an insurance agency (License No.: FA3522) authorised by Cigna Healthcare for the distribution of general insurance products in HKSAR.

Case Study

Case Study

Miss Chan, 40 years old

Non-smoker, self-employed

Frequently asked questions

Find out more

Help and support

One-stop after-sales service to guide policyholders through inquiries about the policy and Asia Miles.
icon
icon
icon
Policy-related inquiries (Contact Cigna Healthcare)
+852 2560 1990
icon
Asia Miles-related inquiries
Contact Cathay
icon
Elevated wellness journey

Earn miles by taking care of yourself

The health companion exclusive to policy insureds of our designed health plan, help you stay on top of your wellness game, tracking from step counts and sleep logs to hydration and food records.
Learn more about elevated wellness journey
Wellness Journey home screen and daily goal page
Your virtual health companion

Earn miles for living well with the "Asia Miles by Cathay" app

Explore the wellness space in the "Asia Miles by Cathay" app, and let us help you lead a happier, more well-balanced lifestyle. Within 14 days of the inception of the designated policy, you will be rewarded up to 5,000 for completing at least one goal on elevated wellness journey.

Learn more
Download "Asia Miles by Cathay" app now

More insurance products

Explore a range of insurance plans from Cathay's strategic partners, and earn miles along the way.

Insurance

Cigna Cathay Premier Health Plan

High-end health insurance which is dedicated to families. Enrol to earn bonus up to 32,000 and up to 13-month premium discount. 

  • Daily premium as low as HKD15.4 per day³


Earn up to
82,000

Learn more

Insurance

Cigna Plus Medical Plan

This plan fills in any gaps in your company’s medical insurance plan with additional coverage.

  • Daily premium as low as HKD3.3 per day⁴


Earn
3,000

 

Learn more

Insurance

Cigna VHIS Series – Flexi Plan (Superior)

Dedicated to families and workers, each policy is eligible for a tax deduction of up to HKD8,000 per year.

  • Daily premium as low as HKD9.9 per day⁵


Earn
6,000

 

Learn more

1 Premium is calculated based on a male, aged 27, selecting Dental Benefit plan 1 and Cancer Benefit plan 1
2 This plan is limited to our network medical service provider. Please refer to product brochure for details
3 Premium is calculated based on a 30-year-old male, non-smoker, and selecting the Asia semi-private room plan with HKD15,000 deductible
4 Premium is calculated based on the standard premium of a 20-24 years old insured, non-smoker, and selecting a ward room plan with HKD50,000 deductible
5 Premium is calculated based on a 18-year-old male, non-smoker, and selecting semi-private room with HKD50,000 deductible

Select language and location
Close