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Limited-time offer
Premium discount
From now to 14 September 2026, enrol to enjoy 30% off first-year premium discount . Terms and conditions apply.
Limited time mileage rewards
Earn the best annual reward — HKD2 = 1 upon enrolment via Cathay, and provide your Cathay membership number to start your rewarding journey. Terms and conditions apply
Renewal benefits
Keep your coverage going and earn miles with each renewal, so your peace of mind and your journeys can continue together.
Product highlight
Up to HKD3,000,000 home contents coverage including fine art collection and wines etc. valuables in the house - unlimited number of claims subject to the annual coverage limit!
Your smart devices1 are protected in the form of repair cost reimbursement, with up to HKD 2,500 per phone and HKD 5,000 per laptop/tablet computer2. Add-on coverage is available to cover your personal possessions worldwide3 such as your watches.
Coverage summary
HKD30,000,000 legal liability protection
Accidental fire or water pipe leakage that damages public facilities are covered subject to the annual coverage limit
Extended benefits of worldwide protection
Unauthorised use of credit cards, loss of money and replacement of personal documents are covered worldwide
Options to DIY your home protection
You can customize the sum insured based on your own needs* and add optional benefits to cover damage to building, worldwide personal possessions and personal fine art collection.
Extended benefits to offer you peace of mind
Cover expenses for alternative accommodation for your family, pets, and meal allowance^
24-hour emergency home assistance service
Hassle-free cashless approach for plumbing, electrical or locksmith assistance#
24-Hour Emergency Home Assistance Service Hotline: 852 28863977
Simple and easy eClaims
Submit your claims through the eClaim portal and check the claims status instantly through our Claims Virtual Assistant
Support green initiative
Cover emerging green risks of Solar PV system, provide liability cover arising from Solar PV system and Electric vehicle (EV) charging facilities, provide recycling referral service to encourage green lifestyle, reward you with additional benefit for adopting green lifestyle
Our partner
About Zurich Insurance (Hong Kong)
Zurich Insurance (Hong Kong) is part of Zurich Insurance Group. In Hong Kong, we offer a full range of flexible insurance solutions to individuals, as well as commercial and corporate customers. Zurich’s presence in Hong Kong dates back to 1961. Since then, the company has dedicated to serving the Hong Kong community.
Cathay Pacific Airways (license number: FA3522) is appointed by Zurich as its insurance agency.
Frequently asked questions
Frequently asked questions
Home contents refer to furniture, fixtures, household goods, personal effects, desktop computers, laptop computers, valuables, interior decorations, etc. which belong to you and/or a member of your household. Home structure, on the other hand, refers to walls, floors, pipes, etc. For detailed definitions, please refer to the policy wording. Under Cathay Custom Home Plan’s basic coverage, it provides protection on home contents. For all-rounded home protection, you are recommended to add the building optional coverage.
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Miles reward terms and conditions apply.
Discount offer terms and conditions apply.