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Limited-time offer
Premium discount
From now to 11 March 2025, enrol to enjoy 30% off first-year premium discount . Terms and conditions apply.
Mileage rewards
Earn the best annual reward — HKD1 = 1 upon enrolment via Cathay, and provide your Cathay membership number to start your rewarding journey. Terms and conditions apply
Product highlight
Covers your extended family members, including your parents and parents-in-law. Provides accidental death and permanent disablement coverage for all insured and all your children1 under a single price, with a shared limit for all.
Up to HKD 300,000 Accidental Medical Expense Coverage for adults per year2, covering inpatient and various outpatient expenses.
Covers a wide range of dangerous amateur sports such as winter sports, scuba diving, water skiing, rock climbing, horse-riding and more.
If you haven’t made any claims during your policy period3, you’ll receive up to 15% no-claim discount when you renew.
Enroll from as early as 15 days old and up to 80 years old, benefit from lifelong renewals with no age restrictions.
Coverage summary
Individual Plan
Designed for individual coverage:
- Junior (enrollment age at 15 days to 17 years old, or 18-23 years old full-time student)
- Adult (enrollment age at 18 - 70)
- Elderly (enrollment age at 71 - 80, lifetime renewal)
Family Plan*
Provides coverage of up to HKD 5 million protection for your whole family.
- Covers 1 adult, 1 spouse/domestic partner and all your children.
Extended Family Plan*
Provides coverage of up to HKD 8 million protection for your whole family.
- Covers 1 adult, 1 spouse/domestic partner, all your children, plus up to 2 parents or parents-in-law.
- You can add up to two parents or parents-in-law for an extra cost.
*To be eligible for this plan, you must include at least one child.
Case Study
Junior Cover – protection after a football accident at school
Mr. Lam wanted to ensure that his active sons is well protected in case of unexpected accidents. He bought Breezy Care to safeguard against unforeseeable accidental medical expenses and provide extra support if his child is injured.
During a school football game, Mr. Lam’s two sons suffered from a broken arm. Recovery involves hospitalisation, out-patient treatments and ongoing physiotherapy.
With Breezy Care, the medical bills of his sons were covered, including hospitalisation and follow-up outpatient visit expenses. Mr. Lam also received daily cash allowances. Breezy Care provides an extra hospital cash allowance for staying in a public hospital in the first 14 days of admission for accidents during school activities. This financial support allowed Mr. Lam’s family to focus on their son’s recovery without financial concern.
For more coverage details, download policy wording:
Our partner
About Zurich Insurance (Hong Kong)
Zurich Insurance (Hong Kong) is part of Zurich Insurance Group. In Hong Kong, we offer a full range of flexible insurance solutions to individuals, as well as commercial and corporate customers. Zurich’s presence in Hong Kong dates back to 1961. Since then, the company has dedicated to serving the Hong Kong community.
Cathay Pacific Airways (license number: FA3522) is appointed by Zurich as its insurance agency.
Frequently asked questions
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1Applicable to the policyholder’s children aged 15 days to 17 years, and unmarried full-time students aged 18 to 23 years
2Per policy year
3For Family and Extended Family Plans, the no-claim discount is based on the entire policy. If no family member makes a claim during the policy period, your family will be eligible for a discount on renewal
Miles reward terms and conditions apply.
Bonus miles reward terms and conditions apply.
Discount offer terms and conditions apply.
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