Customised to suit your needs, the Cigna DIY Health Plan gives you the flexibility to choose when, where and how you would like to be covered.
Tailor your health insurance according to your unique needs.
This product is a standalone individual insurance plan in which the major benefits aim to provide a mix of outpatient medical, cancer and accidental protection chosen by the customer. It is an insurance policy without cash value. This product provides a protection period of 1 year and is renewable until the person insured reaches 75 years of age, with a payment term until the end of protection period. The premium rate will increase with age, and is yearly adjustable.
You can design your own health insurance plan based on your needs or add on to your existing group medical plan for extra protection. Choose from the following:
1For any combination with Dental or Vision Benefits, at least two benefits must be chosen.
2For any combination including Core Outpatient, Supplementary Outpatient, Dental or Vision Benefits, premium payments can only be made annually.
Miss Chan is covered by her employer’s medical insurance. In the past, she hadn’t thought about purchasing extra health insurance to supplement her group medical plan, as her employer’s plan already provides comprehensive hospitalisation cover. She is health conscious and believes she manages her health well.
However, stepping into her 40s, she realises she may just need to enhance her insurance coverage. On top of her employer’s group plan, she finds the Cigna DIY Health Plan a flexible option to give herself extra protection.
Cindy graduated from university 2 years ago and is planning to buy some insurance cover for herself. She’s still young, so it’s not necessary for her to have too much protection. She also has a limited budget but she’s starting to understand the importance of health insurance. Having shopped around online, she finds the Cigna DIY Health Plan an affordable option to cover a range of health expenses.
- Core Outpatient Benefits
- Outpatient Surgery Benefits
- Supplementary Outpatient Benefits
- Dental Benefits
- Cancer Benefits
- Vision Benefits
Cathay Pacific Airways Limited (“Cathay”) is an insurance agent (FA3522) appointed by Cigna.
Cigna insurance plans are underwritten by Cigna Worldwide General Insurance Company Limited (“Cigna”). Cigna is an authorised insurer regulated by the Insurance Authority to carry out general insurance business in or from the Hong Kong SAR.
Please find the related Cigna DIY Health Plan terms & conditions here.