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Standard Chartered Cathay Mastercard®

Turn your spending into a travel lifestyle

A card for every day

As a New Cardholder1, enjoy a first-year annual fee waiver and earn up to 60,000 Asia Miles. You can even enjoy up to HKD2 = 1 mile for eligible spending on Cathay and HK Express2. It’s never been easier to turn your daily purchases into the travel lifestyle and rewards you’ve always dreamed of. Apply today. 

Your welcome offer

New cardholders1 can earn up to 60,000 Asia Miles when they spend in the first two months3.

Accumulated eligible transactions Asia Miles rewards
HKD1,000 Asia Miles 5,000
HKD5,000 Asia Miles 15,000
HKD40,000 Asia Miles 40,000
HKD100,000 Asia Miles 60,000

How you’ll earn with your Standard Chartered Cathay Mastercard

Type of spending Earn rate
Eligible spending on Cathay and HK Express2 Up to HKD2 = Asia Miles 1
Eligible spending in overseas category HKD4 = Asia Miles 1
Eligible spending in hotel category HKD4 = Asia Miles 1
Eligible spending on dining/food delivery platform HKD4 = Asia Miles 1
Eligible spending in online and other categories which are posted in Hong Kong dollars HKD6 = Asia Miles 1

 

More benefits

Save when you travel, shop or dine, and elevate your Cathay membership at the same time

Earn Status Points as you spend

Earn Status Points as you spend

Upgrade your Cathay membership. Earn 20 Status Points for every HKD100,000 eligible transactions, up to 100 Status Points in a calendar year4

Dining offers

Dining offers

Earn up to HKD4 = Asia Miles25 for eligible spending on dining at our partner restaurants; and enjoy up to 20% off food and beverages at The Upper House6, and EAST Hong Kong7

Save on miles

Save on miles

Get a 10% discount when you redeem hotel stays, car rentals and travel experiences with Miles - also when you renew your Miles, and when you transfer or gift Miles

Hotel Privilege

Hotel Privilege

Enjoy up to 25% off the Standard Rate and a range of exclusive privileges when booking directly with The Upper House8 and EAST Hong Kong9

Annual fee

Annual fee

New cardholders1 can enjoy a waiver of the HKD2,000 annual fee in the first year

Please click here for Key Facts Statement for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private

Standard Chartered Asia Miles Mastercard has automatically been converted to Standard Chartered Cathay Mastercard from 8 July 2021. Please upgrade your credit card via:

  • SC mobile: Services>Service Request>Card Management>Credit Card Upgrade
  • Online Banking: Help & Services>Card Management>Credit Card Upgrade 
  • Credit Card 24-hour Customer Service Hotline at 2886 4111
  • Please click here to learn how to claim your Cathay Co-branded Card Business Lounge Pass
  1. “New Cardholders” are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  2. Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. The offer is valid from 8 June 2023 to 31 December 2024. Please click here for terms and conditions. 
  3. Eligible purchases only. Terms and conditions apply.
  4. The Status Points will be rewarded according to the phases below:
    • 1 January-30 June 2024 (Phase 1) – the Status Points rewarded will be credited on or before 30 September 2024
    • 1 July-31 December 2024 (Phase 2) – the Status Points rewarded will be credited on or before 31 March 2025          
  5. HKD4 = Asia Miles1 for eligible spending on dining at our partner restaurants, plus HKD4 = Asia Miles1 dining reward when you pay with your card for a total of HKD4 = Asia Miles2.
  6. Valid between 1 January and 31 December 2024. Blackout dates apply and is subject to additional terms and conditions. Please contact The Upper House for details. 
  7. Valid between 1 January and 31 December 2024. Offer is subject to blackout dates and cannot be used in conjunction with other offers, please contact EAST Hong KongOpen a new window for details.
  8. Valid between 1 January and 31 December 2024. Terms and conditions apply. Please click hereOpen a new window for details.
  9. Valid between 1 January and 30 June 2024. Standard Chartered Cathay Mastercard cardholders shall quote “CXSCBEHK” upon reservation. Room upgrade is subject to room availability. Please contact EAST Hong KongOpen a new window for details. 

 

Eligibility

  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above
  • Existing Cathay Member

Documents

  • Your valid adult Hong Kong Identity Card
  • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

Note: The bank reserves the rights of requiring more supportive documents for further review.

 

 

  • Read about Cathay privileges terms and conditions hereOpen a new window.
  • Read about redemption privileges terms and conditions hereOpen a new window.
  • Read about mileage discount terms and conditions hereOpen a new window.
  • Read about shopping offer terms and conditions here
  • Read the terms and conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Bonus Miles Offers for Cathay and HK Express transactions here.
  • Read about Standard Chartered Cathay Mastercard Rewards Scheme terms and conditions and Standard Chartered Cathay Mastercard Annual Fee Waiver terms and conditions hereOpen a new window.
  • Read about the Welcome Offer terms and conditions hereOpen a new window.
  • Read about the Priority Private / Priority Banking Exclusive Cathay Mastercard Privileges terms and conditions hereOpen a new window.
  • Learn more about the Application requirements for the Standard Chartered Cathay Mastercard – Priority Private / Standard Chartered Cathay Mastercard – Priority Banking hereOpen a new window.
  • Read the terms and conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Spending Offer for Status Points here.

Important notes:

Customers should first authenticate the identity of those who purport to be the Standard Chartered Bank (Hong Kong) Limited (“the Bank”) 's representatives using the relevant bank's contact details for this purpose, which contact details can be found at the Bank's official website or the HKMA's website; and after the above authentication, the most prudent way for customers is to contact the Bank's representative using the phone number obtained from the Bank's authentication hotline to continue the application process.

Please note that, in collaboration with the Bank, Cathay Pacific offers Standard Chartered Cathay Mastercard ONLY. Other services offered by Cathay Pacific are not in collaboration with the Bank. Other services offered by the Bank are not offered in collaboration with Cathay Pacific.

To borrow or not to borrow? Borrow only if you can repay!