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Standard Chartered Cathay Mastercard®

Turn your spending into a travel lifestyle

A card for every day

As a New Cardholder1, enjoy first-year annual fee waiver and earn up to 60,000 Asia Miles. Plus, an accelerated earn rate at as low as HKD2=1 mile for eligible spending on Cathay and HK Express. It’s never been easier to turn your daily purchases into the travel lifestyle and rewards you’ve always dreamed of. Apply today. 

Your welcome offer

New cardholders1 can earn up to 60,000 Asia Miles when they spend in the first two month2.

Accumulated eligible transactions Asia Miles rewards
HKD1,000 Asia Miles 5,000
HKD5,000 Asia Miles 15,000
HKD40,000 Asia Miles 40,000
HKD100,000 Asia Miles 60,000

 

Plus, enjoy 40% miles off when you redeem The Ritz-Carlton Hong Kong Deluxe Room staycation package with exclusive Cathay privileges without spending requirements3.

The Ritz-Carlton Hong Kong Staycation key highlights
Daily breakfast for a maximum of 2 persons per room
A complimentary bottle of champagne

How you’ll earn with your Standard Chartered Cathay Mastercard

Type of spending Earn rate
Eligible Cathay purchases include flight tickets, shopping and bookings with Cathay Holidays; as well as HK Express flight tickets and duty free items4 HKD2 = Asia Miles 1
Eligible spending on dining/food delivery platform, online and overseas categories HKD4 = Asia Miles 1
Eligible spending in other categories which are posted in Hong Kong dollars HKD6 = Asia Miles 1

 

More benefits

Save when you travel, shop or dine, and elevate your Cathay membership at the same time

Shopping special

Get a 10% discount when you shop at Marathon Sports, Columbia, Crocs, Cath Kidston and more5

Earn Status Points as you spend

Upgrade your Cathay membership. Earn 20 Status Points for every HKD100,000 you spend6, up to 100 Status Points

 

Dining offers

Earn up to HKD4 = Asia Miles37 for eligible spending on dining at our partner restaurants; and enjoy 10% discount when you pay your bill with Miles or redeem dining awards

.

Save on miles

Get a 10% discount when you redeem hotel stays, car rentals and travel experiences with Miles - also when you renew your Miles, and when you transfer or gift Miles

Hotel Privilege

Enjoy up to HKD800 credit amenity and exclusive privileges when you stay at The Upper House

Annual fee

New cardholders1 can enjoy a waiver of the HKD2,000 annual fee in the first year

Please click here for Key Facts Statement for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private

Standard Chartered Asia Miles Mastercard has automatically been converted to Standard Chartered Cathay Mastercard from 8 July 2021. Please upgrade your credit card via:

  • SC mobile: Services>Service Request>Card Management>Credit Card Upgrade
  • Online Banking: Help & Services>Card Management>Credit Card Upgrade 
  • Credit Card 24-hour Customer Service Hotline at 2886 4111
  • Please click here to learn how to claim your Cathay Co-branded Card Business Lounge Pass
  1. “New Cardholders” are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  2. Eligible purchases only. Terms and conditions apply.
  3. Learn more about The Ritz-Carlton Hong Kong staycation package hereOpen a new window.
  4. Valid between 1 January 2023 and 28 February 2023. Eligible Cathay purchases include flight tickets, shopping and bookings with Cathay Holidays; as well as HK Express flight tickets and duty free items.Eligible spending refers to all card spending that are miles-earning transactions.
  5. The merchants include Marathon Sports, GigaSports, Catalog, Speedo, Arena, Crocs, Havaianas, UGG, Rockport, Cath Kidston, Columbia, GoWild and Chevignon.
  6. Eligible spending refers to all card spending that are miles-earning transactions.
  7. HKD4 = Asia Miles1 for eligible spending on dining at our partner restaurants, plus HKD4 = Asia Miles1 dining rewards when you pay with your card, and an additional HKD4 = Asia Miles1 reward on Fridays, Saturdays and Sundays for a total of HKD4 = Asia Miles3.

 

Eligibility

  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above
  • Existing Cathay Member

Documents

  • Your valid adult Hong Kong Identity Card
  • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

Note: The bank reserves the rights of requiring more supportive documents for further review.

 

 

  • Read about Cathay privileges terms and conditions hereOpen a new window.
  • Read about redemption privileges terms and conditions hereOpen a new window.
  • Read about mileage discount terms and conditions hereOpen a new window.
  • Read about shopping offer terms and conditions here
  • Read the terms and conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Miles Offers for Cathay and HK Express transactions here.
  • Read about Standard Chartered Cathay Mastercard Rewards Scheme terms and conditions and Standard Chartered Cathay Mastercard Annual Fee Waiver terms and conditions hereOpen a new window.
  • Read about the Welcome Offer terms and conditions hereOpen a new window.
  • Read about the Priority Private / Priority Banking Exclusive Cathay Mastercard Privileges terms and conditions hereOpen a new window.
  • Learn more about the Application requirements for the Standard Chartered Cathay Mastercard – Priority Private / Standard Chartered Cathay Mastercard – Priority Banking hereOpen a new window.
  • Read the terms and conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Spending Offer for Status Points here.

Important notes:

Customers should first authenticate the identity of those who purport to be the Standard Chartered Bank (Hong Kong) Limited (“the Bank”) 's representatives using the relevant bank's contact details for this purpose, which contact details can be found at the Bank's official website or the HKMA's website; and after the above authentication, the most prudent way for customers is to contact the Bank's representative using the phone number obtained from the Bank's authentication hotline to continue the application process.

Please note that, in collaboration with the Bank, Cathay Pacific offers Standard Chartered Cathay Mastercard ONLY. Other services offered by Cathay Pacific are not in collaboration with the Bank. Other services offered by the Bank are not offered in collaboration with Cathay Pacific.

To borrow or not to borrow? Borrow only if you can repay!