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Turn your spending into a travel lifestyle

A card for every day

As a new cardholder, enjoy The Upper House staycation package and first year annual fee waiver today! It’s never been easier to turn your daily purchases into the travel lifestyle you’ve always dreamed of. Apply now!

Your welcome offer

New cardholders can enjoy a one-night stay at The Upper House or earn up to 60,000 Asia Miles when they spend in the first two months*

Accumulated eligible transactions Asia Miles rewards or a staycation package
HKD1,000 Asia Miles 5,000
HKD5,000 Asia Miles 15,000
HKD40,000 Asia Miles 40,000 or The Upper House Studio 70 Staycation package
HKD100,000 Asia Miles 60,000 or The Upper House Studio 70 Staycation package + Asia Miles 20,000

* Eligible purchases only. Terms and conditions apply. 

How you’ll earn with your Standard Chartered Cathay Mastercard

Type of spending Earn rate
Eligible spending on Cathay and HK Express^ HKD3 = Asia Miles 1
Eligible spending on dining, online and overseas categories HKD4 = Asia Miles 1
Eligible spending in other categories which are posted in Hong Kong dollars HKD6 = Asia Miles 1

^ Valid between 8 July 2021 and 7 July 2022. Eligible Cathay purchases include flight tickets, shopping and bookings with Cathay Holidays; as well as HK Express flight tickets and duty free items.

More benefits

Save when you travel or dine, and elevate your Marco Polo Club membership at the same time

Earn club points as you spend

Upgrade your membership. Earn 20 Marco Polo Club club points for every HKD100,000 you spend#, up to 100 club points

#Eligible spending refers to all card spending that are miles-earning transactions.

Save on miles

Get a 10% discount when you redeem hotel stays, car rentals and travel experiences with Asia Miles - also when you renew your mileage, and when you transfer or gift Asia Miles

Dining offers

Earn up to HKD4 = Asia Miles3# for eligible spending on dining at our partner restaurants; and enjoy 10% discount when you pay your bill with miles or redeem dining awards

# HKD4 = Asia Miles1 for eligible spending on dining at our partner restaurants, plus HKD4 = Asia Miles1 dining rewards when you pay with your card, and an additional HKD4 = Asia Miles1 reward on Fridays, Saturdays and Sundays for a total of HKD4 = Asia Miles3.

Annual fee

New cardholders can enjoy a waiver of the HKD2,000 annual fee in the first year

Please click here for Key Facts Statement for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private

Standard Chartered Asia Miles Mastercard has automatically been converted to Standard Chartered Cathay Mastercard from 8 July 2021. Please upgrade your credit card via:

  • SC mobile: Services>Service Request>Card Management>Credit Card Upgrade
  • Online Banking: Help & Services>Card Management>Credit Card Upgrade 
  • Credit Card 24-hour Customer Service Hotline at 2886 4111
  • Please click here for Terms and Conditions for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private Miles Offers for Cathay and HK Express Transactions
  • Please click here for Standard Chartered Cathay Mastercard Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard Annual Fee Waiver Terms and Conditions
  • For the terms and conditions of the welcome offer, please click here
  • Terms and Conditions for the Priority Private/Priority Banking Exclusive Cathay Mastercard Privileges, please click here
  • Application requirements for the Cathay Mastercard – Priority Private / Cathay Mastercard – Priority Banking, please click here
  • Please read the terms and conditions of  Cathay benefits and privileges (Marco Polo Club membership, Marco Polo Club club points, lounge pass, priority check-in and priority boarding) here
  • Please read about redemption privileges terms and conditions here
  • Please read mileage discount terms and conditions here

To borrow or not to borrow? Borrow only if you can repay!