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Standard Chartered Cathay Mastercard®

Your passport to an exclusive life

Embrace the true travel lifestyle

Elevate your travel lifestyle with a Standard Chartered Cathay Mastercard – Priority Private. Apply for the card to receive sharable lounge passes and earn up to 100,000 Asia Miles. You can even enjoy up to HKD2 = 1 mile for eligible spending on Cathay and HK Express1. Bring the pleasures of a premium travel lifestyle home. 

Your welcome offer

Credit Card welcome offer

New cardholders2 can earn up to 100,000 Asia Miles when they spend in the first two months.3

Accumulated eligible transactions Asia Miles rewards
HKD1,000 Asia Miles 5,000
HKD5,000 Asia Miles 15,000
HKD40,000 Asia Miles 80,000
HKD100,000 Asia Miles 100,000

Cathay travel privileges4

Cardholders with card issued on or after 1 July 2022 can enjoy two Cathay Pacific First class and eight Business class lounge passes (sharable to your travel companion or redemption group nominee) per credit card membership year; and

  • Priority check-in at Business class counters
  • Enjoy the same priority boarding line for Business class passengers

Valid cardholders with card issued before the aforementioned date will also be entitled to the above Cathay travel privileges every year after the first credit card membership year.

Sign in to your Cathay membership account to view the benefits and claim your lounge passes at a tip. Learn more.

Priority Private welcome offer

Welcome offer for New Standard Chartered clients

  • Up to 688,880 Asia Miles for depositing at least HKD8,000,000 new funds

Upgrade offer for existing Standard Chartered clients

  • Earn up to 260,000 Asia Miles

 

Priority Private Privileges
  • 4 dedicated Wealth Management Centres at core locations in Hong Kong
  • Unlock a wide range of unparalleled privileges and benefits with Standard Chartered Global Experiences
  • Access to best-in-class personal investment analysis services with a seasoned team of wealth experts
  • Enjoy private invitations to Priority Private Exclusive events

If you’re already a Standard Chartered Priority Private client, you can earn miles on designed banking products and services.

How you’ll earn with Standard Chartered Cathay Mastercard – Priority Private

Type of spending Earn rate
Eligible Cathay purchases include flight tickets, shopping and bookings with Cathay Holidays; as well as HK Express flight tickets and duty free items1 Up to HKD2 = Asia Miles 1
Eligible spending on dining/food delivery platforms, online and overseas categories HKD4 = Asia Miles 1
Eligible spending in other categories which are posted in Hong Kong dollars HKD6 = Asia Miles 1

 

More benefits

Save when you travel, shop or dine, and elevate your Cathay membership at the same time

Earn Status Points as you spend

Earn Status Points as you spend

Upgrade your Cathay membership. Earn 20 Status Points for every HKD100,000 eligible transactions, up to 100 Status Points in a calendar year5

Dining offers

Dining offers

Earn up to HKD4 = Asia Miles26 for eligible spending on dining at our partner restaurants; and enjoy up to 20% off food and beverages at The Upper House7, and EAST Hong Kong8

Save on miles

Save on miles

Get a 10% discount when you redeem hotel stays, car rentals and travel experiences with Miles - also when you renew your Miles, and when you transfer or gift Miles

Hotel Privilege

Hotel Privilege

Enjoy up to 25% off the Standard Rate and a range of exclusive privileges when booking directly with The Upper House9 and EAST Hong Kong10

Annual fee

Annual fee

The annual fee of HKD8,000 will be waived when you become a Standard Chartered Priority Private client and have fulfilled the relevant requirements

Please click here for Key Facts Statement for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private

Standard Chartered Asia Miles Mastercard has automatically been converted to Standard Chartered Cathay Mastercard from 8 July 2021. Please upgrade your credit card via:

  • SC mobile: Services>Service Request>Card Management>Credit Card Upgrade
  • Online Banking: Help & Services>Card Management>Credit Card Upgrade
  • Credit Card 24-hour Customer Service Hotline at 2886 4111
  • Please click here to learn how to claim your Cathay Travel Privileges.
  1. Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. Please click here for the terms and conditions. 
  2. “New Cardholders” are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  3. Eligible purchases only. Terms and conditions apply.
  4. Please click here for the terms and conditions. 
  5. The Status Points will be rewarded according to the phases below:
    • 1 January-30 June 2024 (Phase 1) – the Status Points rewarded will be credited on or before 30 September 2024
    • 1 July-31 December 2024 (Phase 2) – the Status Points rewarded will be credited on or before 31 March 2025  
  6. HKD4 = Asia Miles1 for eligible spending on dining at our partner restaurants, plus HKD4 = Asia Miles1 dining reward when you pay with your card for a total of HKD4 = Asia Miles2.
  7. Valid between 1 January and 31 December 2024. Blackout dates apply and is subject to additional terms and conditions. Please contact The Upper House for details.
  8. Valid between 1 January and 31 December 2024. Offer is subject to blackout dates and cannot be used in conjunction with other offers, please contact EAST Hong KongOpen a new window for details.
  9. Valid between 1 January and 31 December 2024. Terms and conditions apply. Please click here for details.
  10. Valid between 1 January and 30 June 2024. Standard Chartered Cathay Mastercard cardholders shall quote “CXSCBEHK” upon reservation. Room upgrade is subject to room availability. Please contact EAST Hong KongOpen a new window for details. 

 

Eligibility
  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above
  • Existing Cathay Member

Documents

  • Your valid adult Hong Kong Identity Card
  • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

Note: The bank reserves the rights of requiring more supportive documents for further review.

  • Read about Cathay privileges terms and conditions hereOpen a new window.
  • Read about redemption privileges terms and conditions hereOpen a new window.
  • Read about mileage discount terms and conditions hereOpen a new window.
  • Read about shopping offer terms and conditions here
  • Read the terms and conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Bonus Miles Offer for Cathay and HK Express transactions here.
  • Read about Standard Chartered Cathay Mastercard Rewards Scheme terms and conditions and Standard Chartered Cathay Mastercard Annual Fee Waiver terms and conditions hereOpen a new window.
  • Read about the Welcome Offer terms and conditions hereOpen a new window.
  • Read about the Priority Private / Priority Banking Exclusive Cathay Mastercard Privileges terms and conditions hereOpen a new window.
  • Learn more about the Application requirements for the Standard Chartered Cathay Mastercard – Priority Private / Standard Chartered Cathay Mastercard – Priority Banking hereOpen a new window.
  • Read the terms and conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Spending Offer for Status Points hereOpen a new window.

Important notes:

Customers should first authenticate the identity of those who purport to be the Standard Chartered Bank (Hong Kong) Limited (“the Bank”) 's representatives using the relevant bank's contact details for this purpose, which contact details can be found at the Bank's official website or the HKMA's website; and after the above authentication, the most prudent way for customers is to contact the Bank's representative using the phone number obtained from the Bank's authentication hotline to continue the application process.

Please note that, in collaboration with the Bank, Cathay Pacific offers Standard Chartered Cathay Mastercard ONLY. Other services offered by Cathay Pacific are not in collaboration with the Bank. Other services offered by the Bank are not offered in collaboration with Cathay Pacific.

To borrow or not to borrow? Borrow only if you can repay!