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RBC® Cathay Pacific Visa‡ Platinum Card

Earn 15,000 Asia Miles when you apply and are approved for the RBC Cathay Pacific Visa Platinum card:

 

Enjoy a 15,000 Asia Miles welcome offer upon approval. Apply today!

          Flight purchases

Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific flights1.

  Foreign Currency Spend

Earn 1.25 Asia Miles per $1 spent on purchases outside of Canada2.

              Local spend

Earn 1 Asia Mile per $1 spent on all other eligible purchases made in Canada3.

Flight purchases

Earn 2 Asia Miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases1.

Enjoy these additional benefits

10% redemption discount on travel awards

Get the most out of your trip and save 10% on Asia Miles when you redeem eligible hotel stays, car rentals and experiences9Discover more Asia Miles redemption benefits.

Comprehensive travel insurance coverage

With emergency medical insurance5, and protection for your trip6, hotel7 and rental car8. Even your eligible purchases can get protection7Learn more about all available insurances on this card.

Redeem your Asia Miles for exciting rewards

Once you have earned your Asia Miles, redeem them for the items that matter most to you as a traveler. Choose from airline tickets, hotels and car rentals, to everyday goods such as electronics, gift cards and more.

Flights

Redeem for flights with Cathay Pacific, oneworld and partner airlines.

Hotels

Redeem your Asia Miles with over 60,000 hotels around the world.

Car rentals

Choose to redeem your Asia Miles with car rentals in 20 countries.

Lifestyle awards

Redeem for tickets to attractions, gift cards, and more.

Live a rewarding journey and open up an account

RBC Cathay Pacific Visa Platinum Interest Rates & Fees

  • Annual Fee: $120
  • Additional card: $50
  • Purchase Rate: 20.50%
  • Cash Advance Rate: 22.99% (21.99% if you reside in Quebec)

Additional Fees:

  • Cash Advance Fee: $5.00
  • Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
  • Dishonoured Payment Fee: $45.00
  • Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
  • Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
  • Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)

®Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. ‡ All other trademarks are the property of their respective owner(s).

To receive the 15,000 welcome Asia Miles, your application must be received and approved by Royal Bank of Canada. Once approved, please allow up to 8 weeks for the 15,000 Asia Miles to be credited to your Asia Miles account. This offer is not available to existing RBC Royal Bank personal credit card primary cardholders, applying for or transferring to an RBC Cathay Pacific Visa Platinum card. Additional cardholders are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.

1 You will earn 1 additional Asia Mile for every 1 CAD (for a total of 2 Asia Miles for every 1 CAD) when you use your RBC Cathay Pacific Visa Platinum card to purchase Cathay Pacific tickets online at cathaypacific.com/ca. The Double Asia Miles offer applies to the amount charged to your credit card in Canadian dollars only, not to Asia Miles redeemed for award redemption bookings. Additional Asia Miles will be credited directly to your Asia Miles account 6 - 8 weeks after ticket issuance. To benefit from this offer, you must be a member of the travelling party on the same booking and must log in using your own Cathay membership number. Royal Bank of Canada and Cathay Pacific reserve the right to withdraw this offer at any time.

2 You will earn 1.25 Asia Miles for every 1 CAD dollar equivalent of purchases made in a foreign currency with your RBC Cathay Pacific Visa Platinum card. Asia Miles are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Asia Miles earned by the amounts originally charged. Please allow 6 – 8 weeks for additional Asia Miles to be credited to your Asia Miles account. Royal Bank of Canada and Asia Miles Limited reserve the right to withdraw this offer at any time.

3 “Local spend” means purchases charged to your account in Canadian dollars. Asia Miles are earned on qualifying net purchases in single receipt only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

4 Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

5 Coverage underwritten by RBC Insurance Company of Canada.

6 Coverage underwritten by Aviva General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

7 Coverage underwritten by Aviva General Insurance Company.

8 Cardholders can enjoy a 10% discount on all Hotel, Car Rental and Experience Awards made on travel.asiamiles.com. Hotel, Car Rental and Experience Awards are arranged by Asia Miles Travel Services Limited (Licence No.353953). All clauses under the section "Non-air travel award redemption" shall apply to the "Discount Redemption for Travel Awards". For full details visit Asia Miles terms and conditions.

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details or online in Credit Card Documentation.